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Bima Lab 2021 · HiiL Accelerator 2022

Pensions & Insurance made open, inclusive & digital for Kenyan groups

We help chamas, VSLAs, and cooperatives secure their future with affordable group insurance and flexible pension plans. From funeral cover to retirement savings — all managed digitally.

100k+

active members

200+

groups onboarded

KES 99/mo

insurance

KES 500/mo

pension
Kenyan chama group meeting
🏆 Bima Lab 2021 · HiiL Justice Accelerator 2022
Group Insurance & Pension plans
We make financial protection accessible for every chama. Choose the cover that fits your group.

Group Funeral Cover

Up to KES 200,000 cover with 48-hour payout. M-Pesa pooled contributions.

from KES 99/month

Monthly Pension Plan

Build retirement savings as a group. Flexible contributions, digital dashboard, and tax-efficient growth.

from KES 500/month

Group Health Microinsurance

Outpatient & inpatient cover for groups of 10+. Access to 800+ hospitals across Kenya.

family inclusive

Stock Loss / Trader Cover

Protect merchandise for market groups & table banking circles against fire, theft or loss.

small business shield
Bima Lab Accelerator 2021
Winner — IRA & Prudential
HiiL Justice Accelerator 2022
Innovation in inclusive finance & dispute resolution
Founded 2020
Nairobi, Kenya
IRA Sandbox Participant
Regulatory innovation partner
Trusted by Kenyan groups nationwide
From market women SACCOS to funeral committees, we serve diverse collectives.
ee
Group NameType / RegionMembersProduct
Umoja Women's ChamaNairobi (Eastlands)48Funeral + Health
Kisii Traders WelfareKisii Town112Stock Loss + Pension
Mama Mboga Group - GikombaNairobi75Micro Health & Accidental
Mombasa Port SaccoMombasa234Group Life & Pension
Eldoret Farmers CoopUasin Gishu89Funeral + Crop cover
Nyamira VSLA CircleNyamira County32Funeral & savings
Kitui Chama ya WanawakeKitui54Health microinsurance
Kajiado Pastoralists GroupKajiado41Livestock + funeral
Trusted by industry leaders
We collaborate with top institutions to deliver secure, innovative group insurance and pension solutions.
Simple, digital group management
Designed for chama admins — from onboarding to claims, we simplify group protection.

1. Register group

Admin creates group profile, adds members via link/USSD

2. Pool contributions

M-Pesa paybill or monthly deduction from group account

3. Fast claims

Self-vetting by group, 48-hour payout on approved claims

4. Dashboard

Real-time member coverage, statements, group analytics

Ready to secure your group?

Talk to our relationship manager for custom group quotes & pension advisory.

✉️ groups@chamasure.com | 0780 871 515